See how today's decisions shape your wealth over time.
CRA rules, Canadian mortgage regulations, and StatCan market data built in.
Affordability, amortization, closing costs, HELOC, and Smith Manoeuvre.
TFSA, RRSP, FHSA, RESP, and RDSP contribution room and grants.
Federal and provincial income tax, plus capital gains tax.
CCB, OAS, CPP, GST/HST Credit, CWB, and Canada Carbon Rebate.
Project compound growth across registered and non-registered accounts.
Budget planning, net worth tracking, debt consolidation, and EV incentives.
Life insurance, disability, critical illness, and estate coverage gap analysis.
Connect calculators into a complete financial picture.
Connect Trailfolio to Claude, Cursor, or any MCP-compatible AI assistant.
https://mcp.trailfolio.com
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Trailfolio is an independent scenario-modelling workspace for Canadian personal finance. Start from a question, like whether a house fits your budget or when retirement becomes affordable, and shape it into a scenario you can adjust, rerun, and compare.
Each calculator focuses on one decision: affordability, amortization, TFSA and RRSP contribution room, income tax by province, government benefits. Scenarios connect those pieces, so a change in one assumption flows through the whole plan.
The models follow published Canadian rules and public market data, and every calculator page names its sources. Results are educational estimates, not financial advice: they show how a decision could play out, not what you should do.
No credit card required.